Overpayment (OP)

An overpayment from the Social Security Administration for your disability benefits is known as a social security disability overpayment. It is the difference between the amount you were supposed to receive and the amount you received that month that you are entitled to an overpayment. If you get Social Security Disability benefits in excess of what you are entitled to, you must reimburse the Social Security Administration.

It is possible for an overpayment to arise for various reasons. Social Security Disability payments may be overpaid if your real income is greater than you expected or you did not correctly record your earnings while receiving disability benefits.

The possibility of receiving an overpayment of Social Security Disability benefits is also there if your living circumstances changes. When your Social Security Disability payments would be affected by a transfer to a lower-cost area but you do not tell the SSA of the move until later, you could receive an overpayment of benefits.

Your marital status could potentially lead to an overpayment. You must notify the Social Security Administration (SSA) if your marital status changes while you are receiving Social Security Disability benefits.

An overpayment is likely to occur if you are receiving SSI disability payments and fail to notify the SSA of any changes in your assets or income that might make you ineligible.

For example, if you are no longer disabled, but you continue to collect Social Security Disability Insurance (SSDI) benefits because you didn’t notify the Social Security Administration (SSA) of the change in your condition, you’ll be obliged to repay that money.

A return to the Social Security Administration (SSA) is expected if an overpayment occurs. However, the Social Security Administration will work with you to devise a repayment plan. SSA’s request for reimbursement might also be appealed if you believe that the overpayment was not your fault. An overpayment repayment can be waived in rare situations by the Social Security Administration.