Are you looking for the nearest Alabama Social Security Disability Office? Below we have listed disability offices near Alabama.
How Do I Qualify For Social Security Disability?
You must first have worked in jobs covered by Social Security in order to be eligible to apply for Social Security disability benefits.
In addition to the work requirement, you must also have a medical condition that meets the SSA definition of disability. Basically, the SSA will pay monthly benefits to individuals that are unable to work for over a year because of an accepted disability.
If you are receiving Social Security disability benefits when you reach full retirement age, your Social Security disability benefits automatically convert to retirement benefits, but the amount remains the same.
How Much Do I Need To Work To Qualify For Disability?
The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. You need 40 work credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer work credits.
The Social Security Administration bases work credits on your total yearly wages or self-employment income. You can earn up to four work credits each year.
The amount of earned wages needed to obtain a work credit changes from year to year. In 2019, for example, you earn one credit for each $1,360 in wages or self-employment income. Therefore, you earn four work credits once your wages or earnings reach $5,440.