In the United States, 60 million people get monthly Social Security benefits.
While the majority of these benefits are geared at seniors and retirees, a sizable amount is made up of the insurance provided by the Social Security (SSDI). If you’re considering applying for SSDI, it’s a good idea to familiarize yourself with how the Social Security Administration evaluates disability.
If you have a life-threatening disability or perfectly match the SSA’s definition of disability, you may have an easier time qualifying than others.
Can certain disorders automatically qualify for disability?
Yes – the Social Security Administration automatically approves some disabilities for payments (SSA). This doesn’t mean that they’re the only disabilities eligible for insurance. To grasp this, we must first grasp Social Security’s medical manual, dubbed the “Blue Book,” which is utilized to analyze each application.
The Social Security Administration uses a guide called the Bluebook to help review serious debilitating impairments. There are numerous disabilities specified in the book for adults (Part A) and children (Part B) that qualify for disability insurance. The Blue Book is applicable to a wide variety of severe disabilities, consisting of terminal cancer to Cerebral Palsy to Trisomy 21 Down Syndrome.
If you have a handicap that is listed in the Blue Book and have medical proof to support your diagnosis, you can apply for insurance using the Social Security Administration’s online application.
Allowances for Compassionate Use and Social Security Disability
Certain illnesses are so obviously disabling that the Social Security Administration will expedite the approval process. These are sometimes referred to as Compassionate Allowances. They include advanced cancers and ALS, among others. When applying for a Compassionate Allowance, you can anticipate approval in as little as ten days.
If your impairment is not listed in the Blue Book, you may still qualify for SSDI. Severe disabilities that are not listed may still qualify for “medical vocational allowances.” These disabilities are not pre-approved, but are sufficiently disabling to prevent you from earning a livable income and living independently.
Allowances for Medical Vocational Activities and Disability Benefits
To qualify for a medical vocational allowance, you must submit proof of your handicap and the reason it interferes with your ability to live normally. This includes doctor’s notes, evaluations, medical bills, job history, and any other papers that the SSA need to establish your impairment. If your application is approved, you will be eligible for insurance and will begin receiving monthly assistance payments.
However, regardless of how your condition is approved, the SSA will continue to monitor your situation to determine whether you continue to require disability insurance. Check-ups are performed just once every seven years for terminal, incurable, or life-long diseases. Other disabilities require check-ups every three years or every twelve months. To ensure that your check-ups go successfully, it’s critical to have your medical records and other proof of your handicap organized and ready to show to the Social Security Administration.
Consultation with a Social Security Lawyer
Even for pre-approved disability, the Social Security application process can be difficult. If you are considering filing for SSDI, talking with a Social Security attorney is the best course of action. They are skilled at handling paperwork, presenting cases favorably, and generally simplifying the process. Additionally, applicants with legal assistance are statistically more likely to be approved than people without.
If you are still curious about your disability or SSDI, you may choose to consult a Social Security attorney.